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Motor Vehicle Compensation A motor vehicle is a device used to transport people or property on public roads and is powered by mechanical means. Motor vehicles include trucks, cars as well as buses, motorcycles, and even aircrafts. Two studies have found that interfacing and the process of claiming compensation for the crash of a motor vehicle dealing with insurance companies was associated with increased levels of anxiety. Further research is needed to discover the reasons for this. Damages The value of your claim for damages resulting from an accident in your vehicle is contingent on the specific expenses and losses you have incurred. An attorney who specializes in personal injury will help you determine what is fair compensation for your unique circumstances. Damages are often classified as “special” or “general.” Particular damages are the ones that can be considered as a cost, such as medical bills or car repair expenses. General damages aren't as easy to calculate and can include non-economic factors like suffering and pain. If your injuries are severe enough to qualify under New York law as a serious injury, you may be entitled to additional compensation above and beyond what an insurance provider will offer you. If motor vehicle accident attorneys missouri city have a permanent disability that seriously impacts your quality of life you could be entitled to compensation for loss of consortium as well as other non-economic damages. You could also be able to receive reimbursement for the cost of taxis, public transportation and ridesharing services if you were unable to not drive following your crash. You can also pay for the maintenance of your yard and home while in a position to do so due to the injuries you sustained. You could be eligible to recover the loss in resale for the vehicle you damaged. In some cases, a defendant may be ordered to pay punitive damage if it is determined that they intentionally caused the accident. These damages are intended to penalize the responsible party for recklessness or negligence. Medical bills Medical expenses can be costly for victims of motor accident vehicles. Certain car insurance policies provide medical payment coverage (also known as medical pay) which can help to pay these expenses. This coverage is usually available regardless of the driver who was at fault in the crash. It is crucial to remember that medical coverage isn't intended to be a replacement for health insurance. A victim must always submit a claim first to the victim's insurance company prior to filing a claim against the driver responsible. It is also possible to receive compensation for expenses like transportation costs to and from medical appointments. To ensure that they get a fair compensation, victims must be careful in keeping track of and archiving receipts. The No-Fault insurance may also pay for lost wages, if they cannot work because of injuries. The maximum amount that can be claimed is $2,000 per month, for no more than three years. The No-Fault insurance company may be legally required to offset any Disability or Workers' Compensation, or Social Security benefits that the injured party receives. Even if financial assistance might be available it may take months or even years to reach a fair settlement. In the meantime medical debt collectors might call, and unpaid debts could cause serious damage to your credit rating. To avoid this, victims should establish a client-attorney partnership with a law firm which handles auto accidents. Lost wages A car accident can leave you in a state of financial stress. Medical bills or credit card debt and loan repayments can build up when you're incapable of working. Losing income can cause stress for your family. A qualified car accident attorney can assist you in recovering lost wages as part of your compensation. You will need to provide documentation to prove that you lost wages. This includes proof of your earnings, your hourly wage, and the number days missed because of injuries. This could include letters from your employer Pay stubs and pay stubs or bank statements, tax returns and much more. The process of proving your income is more difficult if are self-employed or work on commission. However, your expert car accident lawyer will assist you gather the necessary evidence to support your claim. You can only recover lost wages as a part of your car accident claim. You cannot claim your lost wages through disability insurance or worker's compensation since this would be a double recovery. The insurance company that is no-fault will send you to a doctor they have hired to evaluate you and determine whether, in the doctor's opinion, your injuries hinder you from working. This is known as an independent medical exam (IME) and you should be aware that the physician performing your IME is biased towards the insurance company. Pain and suffering As opposed to medical bills or lost wages, it's difficult to quantify the pain and suffering that comes from a motor accident. The emotional trauma that is caused by a car accident can be more debilitating that the physical injuries. Someone suffering from PTSD might suffer from anxiety or insomnia, which may prevent them from sleeping well. They may also be unable driving due to fear of a crash in the future. An attorney can help calculate the total value of your non-economic damages and work with a jury to decide how much you can be awarded for your pain and suffering. The degree of your injuries as well as their impact on your daily life could have a big impact on this figure as well which is why it's beneficial to keep a log to record how the injuries affect you or having friends or family members make written statements about your condition. Some states cap the amount of compensation offered for pain and suffering. New York does not, however, victims are only able to file suit and request these damages for serious injuries, not just minor ones. It is important to speak with an Manhattan car accident lawyer to understand the true cost of your injuries, and also how to prove that you are entitled to an adequate amount of compensation for your economic and non-economic losses.